Overview
Panama City is the county seat of Bay County, set on St. Andrew Bay across the water from Panama City Beach. Neighborhoods range from older streets near downtown to newer areas further out.
Homes you’ll find
- Older homes on established, tree-lined streets
- Bayfront and bayou-front properties
- Newer construction and townhomes
Getting around
US 98 and US 231 are the main routes, and the Hathaway Bridge connects to Panama City Beach.
Before you buy here
- Age of the home. Older homes deserve a careful look at roof, wiring, plumbing, and wind mitigation.
- Flood and wind. Check the FEMA flood zone for the exact address and get insurance quotes early.
- Permits. Ask whether past repairs and renovations were permitted with the city.
Schools
School assignments are set by Bay District Schools and can change. Confirm the zoned schools for any specific address directly with the district.